/* Rialto Life Insurance: a quilt pieced from worn garments, laid out like a Saturday yard-sale table.
   Faded chambray, shirt stripe, black patches, one line of bright red stitching; captions in brown ink. */
@font-face{font-family:"Gaegu";src:url(/assets/font-4b7wmigb-gaegu-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Public Sans";src:url(/assets/font-4b7wmigb-public-sans-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Public Sans";src:url(/assets/font-4b7wmigb-public-sans-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}

:root{
  --ground:#DDE5EE;--ground-2:#C9D6E4;--chambray:#9DB4CC;--chambray-2:#7F9BB8;--denim:#2F4A6B;--denim-2:#223750;
  --shirt:#F2F4F6;--black:#18171B;--black-2:#26242A;--stitch:#C4271B;--stitch-hi:#E8493C;--stitch-ink:#A31D13;
  --ink:#1E1B18;--brown:#4A2F1B;--cloth-ink:#F2F4F6;--cloth-ink-2:#D5DCE4;
  --head:"Gaegu","Comic Sans MS",cursive;--body:"Public Sans",Verdana,sans-serif;
  --measure:66ch;--maxw:1180px;
  --stripe:repeating-linear-gradient(90deg,var(--shirt) 0 15px,#BFCDDC 15px 18px,var(--shirt) 18px 33px);
  --weave:repeating-linear-gradient(0deg,rgba(24,23,27,.045) 0 1px,transparent 1px 3px),repeating-linear-gradient(90deg,rgba(255,255,255,.18) 0 1px,transparent 1px 3px);
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--ground);background-image:var(--weave);color:var(--ink);font:400 1.0625rem/1.65 var(--body)}
::selection{background:var(--stitch);color:#fff}
img{max-width:100%;height:auto;display:block}
a{color:var(--denim-2);text-underline-offset:.2em;text-decoration-thickness:2px}
a:hover{color:var(--stitch-ink)}
:focus-visible{outline:3px solid var(--stitch);outline-offset:3px}
.sbrff-head :focus-visible,.sbrff-foot :focus-visible,.sbrff-wx :focus-visible,.sbrff-section--deep :focus-visible,.sbrff-why :focus-visible,.sbrff-pc-acts :focus-visible{outline-color:var(--stitch-hi)}
h1,h2,h3{font-family:var(--head);font-weight:700;line-height:1.02;margin:0 0 .35em;letter-spacing:0;text-wrap:balance}
h1{font-size:clamp(2.9rem,6.6vw,5.4rem)}
h2{font-size:clamp(2.2rem,4.6vw,3.5rem)}
h3{font-size:1.75rem}
p{margin:0 0 1em;max-width:var(--measure)}
.sbrff-wrap{width:100%;max-width:var(--maxw);margin-left:auto;margin-right:auto;padding-left:16px;padding-right:16px}
.sbrff-skip{position:absolute;left:12px;top:-70px;background:var(--black);color:var(--cloth-ink);padding:.8rem 1.1rem;z-index:99;font-weight:700}
.sbrff-skip:focus{top:8px}.sbrff-skip:hover{color:var(--cloth-ink)}

/* running stitch: the one bright line */
.art-stitch{display:block;width:100%;height:14px;color:var(--stitch);margin-top:2.2rem}
.art-tag{display:block;width:92px;height:auto;margin-top:.4rem;transform:rotate(-5deg)}
.art-block{display:block;width:100%;max-width:300px;height:auto;justify-self:center;box-shadow:0 0 0 5px var(--shirt),0 0 0 8px var(--black)}

/* header: black patch, red stitching along the seam */
.sbrff-head{position:relative;background:var(--black);color:var(--cloth-ink);padding-bottom:6px}
.sbrff-head::after{content:"";position:absolute;left:0;right:0;bottom:0;height:6px;background:repeating-linear-gradient(90deg,var(--stitch-hi) 0 14px,transparent 14px 24px);opacity:.95}
.sbrff-nav{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:.3rem 1.5rem;padding-block:.55rem}
.sbrff-brand{display:inline-flex;align-items:center;gap:.65rem;font:700 1.95rem/1 var(--head);color:var(--cloth-ink);text-decoration:none;min-height:48px}
.sbrff-brand:hover{color:#fff}
.sbrff-brand img{width:36px;height:36px;background:var(--shirt);border:2px solid var(--chambray);padding:3px}
.sbrff-links{display:flex;flex-wrap:wrap;align-items:center;gap:.1rem .35rem}
.sbrff-links a{display:inline-flex;align-items:center;min-height:44px;padding:0 .8rem;color:var(--cloth-ink);text-decoration:none;font-weight:700;font-size:1rem}
.sbrff-links a:hover{color:#fff;text-decoration:underline;text-decoration-color:var(--stitch-hi);text-decoration-style:dashed;text-decoration-thickness:3px}
.sbrff-links a.sbrff-cta{background:var(--stitch);color:#fff!important;padding:0 1.1rem;outline:2px dashed rgba(255,255,255,.75);outline-offset:-5px;margin-left:.4rem}
.sbrff-links a.sbrff-cta:hover{background:#D5342A;text-decoration:none}
.sbrff-menu{display:none;align-items:center;justify-content:center;min-width:48px;min-height:48px;background:transparent;border:2px dashed var(--chambray);color:var(--cloth-ink);cursor:pointer}
@media (max-width:760px){
  .sbrff-menu{display:inline-flex}
  .sbrff-nav{position:relative}
  .sbrff-links{display:none;position:absolute;left:0;right:0;top:100%;z-index:30;background:var(--black-2);border-bottom:6px solid var(--stitch);flex-direction:column;align-items:stretch;padding:.6rem 1rem 1rem;gap:.2rem}
  .sbrff-links[data-open]{display:flex}
  .sbrff-links a{min-height:48px;border-bottom:1px dashed #4b4852}
  .sbrff-links a.sbrff-cta{margin:.6rem 0 0;justify-content:center}
  .sbrff-brand{font-size:1.7rem}
}

/* weather: a denim patch */
.sbrff-wx{background:var(--denim);color:var(--cloth-ink);background-image:var(--weave);border-bottom:3px solid var(--black)}
.sbrff-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.8rem 1.6rem;padding-block:.8rem}
.sbrff-wx-photo{display:inline-flex;align-items:center;gap:.65rem;min-height:48px;background:none;border:0;padding:0;color:inherit;font:inherit;cursor:pointer}
.sbrff-wx-photo img{width:52px;height:52px;object-fit:cover;border:3px solid var(--shirt);outline:2px dashed var(--stitch-hi);outline-offset:1px}
.sbrff-wx-photo span{font-size:.85rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;border:2px dashed var(--chambray);padding:.35rem .7rem}
.sbrff-wx-photo:hover span,.sbrff-wx-photo[aria-expanded=true] span{background:var(--shirt);color:var(--black);border-color:var(--shirt)}
.sbrff-wx-now{display:flex;align-items:center;gap:.7rem}
.sbrff-wx-now strong{font-family:var(--head);font-size:2.6rem;line-height:1}
.sbrff-wx-now span{font-size:1rem}.sbrff-wx-now small{display:block;font-size:.85rem;color:var(--cloth-ink-2)}
.sbrff-wx-icon{display:inline-flex;color:var(--chambray)}
.sbrff-wx-days{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;margin:0;padding:0}
.sbrff-wx-days li{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto;column-gap:.5rem;align-items:center;border:2px dashed var(--chambray-2);padding:.35rem .65rem;font-size:.85rem;min-width:124px}
.sbrff-wx-day{font-weight:700;grid-column:1}.sbrff-wx-glyph{grid-row:1/3;grid-column:2;color:var(--chambray)}.sbrff-wx-glyph svg{width:24px;height:24px}
.sbrff-wx-hl{grid-column:1}.sbrff-wx-hl strong{font-size:1rem}.sbrff-wx-hl em{font-style:normal;color:var(--cloth-ink-2);margin-left:.3rem}
.sbrff-wx-cond{grid-column:1/3;font-size:.8rem;color:var(--cloth-ink-2);max-width:160px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.sbrff-wx-source{margin-left:auto;font-size:.82rem;color:var(--cloth-ink-2)}
.sbrff-wx-panel{padding-bottom:1rem}
.sbrff-wx-panel img{max-width:600px;width:100%;background:#0b1020;border:4px solid var(--shirt)}
.sbrff-wx-panel p{font-size:.85rem;color:var(--cloth-ink-2);margin:.5rem 0 0}
@media (max-width:700px){.sbrff-wx-source{margin-left:0;width:100%}.sbrff-wx-now strong{font-size:2.3rem}}

/* captions (eyebrow): handwritten cloth labels with a stitch rule, never chips */
.sbrff-eyebrow{display:block;font:700 1.45rem/1.1 var(--head);color:var(--brown);margin:0 0 .9rem;padding-left:3.1rem;position:relative;max-width:none;text-transform:none;letter-spacing:0}
.sbrff-eyebrow::before{content:"";position:absolute;left:0;top:50%;width:2.4rem;height:0;border-top:3px dashed var(--stitch)}
.sbrff-pc-title .sbrff-eyebrow,.sbrff-how .sbrff-eyebrow,.sbrff-ledger .sbrff-eyebrow,.sbrff-learn .sbrff-eyebrow{margin-top:.2rem}
.sbrff-lead{font-size:1.2rem;line-height:1.55;color:var(--ink)}

/* pieced patches: unequal blocks, visible seams, dashed stitch rule inside each */
.sbrff-hero{padding:2rem 0 1.6rem}
.sbrff-quilt{display:grid;grid-template-columns:7fr 5fr;grid-template-rows:auto auto auto;gap:6px;background:var(--black);padding:6px;box-shadow:0 14px 0 -6px rgba(24,23,27,.12)}
.sbrff-pc{position:relative;padding:1.7rem 1.8rem}
.sbrff-pc::before{content:"";position:absolute;inset:7px;border:2px dashed var(--stitch);pointer-events:none;opacity:.9}
.sbrff-pc-title{grid-column:1;grid-row:1;background:var(--stripe);color:var(--black);padding-top:2rem}
.sbrff-pc-title h1{margin-bottom:.25em}
.sbrff-pc-lead{grid-column:1;grid-row:2;background:var(--chambray);background-image:var(--weave);color:var(--black)}
.sbrff-pc-lead .sbrff-lead{color:var(--black)}
.sbrff-pc-acts{grid-column:1;grid-row:3;background:var(--black-2);color:var(--cloth-ink);display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.sbrff-pc-acts::before{border-color:var(--stitch-hi)}
.sbrff-acts{margin:0;display:flex;flex-wrap:wrap;gap:.8rem;max-width:none}
.sbrff-pc-photos{grid-column:2;grid-row:1/4;background:var(--shirt);padding:1.2rem}
.sbrff-pc-photos::before{border-color:var(--denim)}
.sbrff-pc-photos{display:flex}.sbrff-pc-photos .sbrff-mosaic{flex:1;grid-template-rows:1.7fr 1fr}.sbrff-pc-photos .sbrff-mosaic a,.sbrff-pc-photos .sbrff-mosaic a:first-child{aspect-ratio:auto;min-height:150px}
.sbrff-pc-photos .sbrff-mosaic img{position:absolute;left:0;top:0}
.sbrff-trust{display:flex;flex-direction:column;gap:.35rem;margin:1rem 0 0;padding:0;list-style:none;font-size:1.02rem;font-weight:600}
.sbrff-trust li{position:relative;padding-left:1.7rem}
.sbrff-trust li::before{content:"";position:absolute;left:0;top:.5em;width:.95rem;height:.95rem;border-radius:50%;background:var(--stitch);box-shadow:0 0 0 2px var(--chambray),0 0 0 3px var(--black)}
@media (max-width:900px){
  .sbrff-pc-photos .sbrff-mosaic img{position:static}.sbrff-pc-photos .sbrff-mosaic a{min-height:0;aspect-ratio:8/5}.sbrff-pc-photos .sbrff-mosaic a:first-child{min-height:0;aspect-ratio:16/10}
  .sbrff-quilt{grid-template-columns:1fr}
  .sbrff-pc-title,.sbrff-pc-lead,.sbrff-pc-acts,.sbrff-pc-photos{grid-column:1}
  .sbrff-pc-title{grid-row:1}.sbrff-pc-photos{grid-row:2}.sbrff-pc-lead{grid-row:3}.sbrff-pc-acts{grid-row:4}
  .sbrff-pc{padding:1.3rem 1.2rem}
}
.sbrff-mosaic{display:grid;grid-template-columns:1fr 1fr;gap:.7rem;position:relative}
.sbrff-mosaic a{position:relative;display:block;overflow:hidden;background:var(--black);aspect-ratio:8/5;border:3px solid var(--black)}
.sbrff-mosaic a:first-child{grid-column:1/-1;aspect-ratio:16/10}
.sbrff-mosaic img{width:100%;height:100%;object-fit:cover;filter:saturate(.82) contrast(1.02)}
.sbrff-mosaic a:hover img{filter:none}
.sbrff-mosaic a:hover{border-color:var(--stitch)}
.sbrff-mosaic span{position:absolute;left:0;right:0;bottom:0;padding:.55rem .75rem;background:var(--black);border-top:3px dashed var(--stitch-hi);color:var(--cloth-ink);font-weight:700;font-size:.95rem;line-height:1.3}

/* sections and patches */
.sbrff-section,.sbrff-sec{padding:3.2rem 0}
.sbrff-section--soft{background:var(--stripe);border-block:6px solid var(--black)}
.sbrff-section--deep{background:var(--black);color:var(--cloth-ink);background-image:none}
.sbrff-section--deep h2,.sbrff-section--deep h3,.sbrff-section--deep a{color:var(--cloth-ink)}
.sbrff-section--deep .sbrff-eyebrow{color:var(--chambray)}
.sbrff-cols{display:grid;gap:6px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));background:var(--black);padding:6px}
.sbrff-card{position:relative;display:block;background:var(--bg,var(--shirt));color:var(--fg,var(--ink));padding:1.5rem 1.4rem;text-decoration:none}
.sbrff-card::before{content:"";position:absolute;inset:6px;border:2px dashed var(--st,var(--stitch));pointer-events:none}
.sbrff-card h3,.sbrff-card p{color:inherit}
.sbrff-card p:last-child{margin-bottom:0}
a.sbrff-card:hover h3{text-decoration:underline;text-decoration-style:dashed;text-decoration-thickness:3px;text-underline-offset:.15em}
.sbrff-cols>.sbrff-card:nth-child(4n+1),.sbrff-steps>.sbrff-card:nth-child(3n+1){--bg:var(--chambray);--fg:var(--black)}
.sbrff-cols>.sbrff-card:nth-child(4n+2),.sbrff-steps>.sbrff-card:nth-child(3n+2){--bg:var(--shirt);background:var(--stripe);--fg:var(--black)}
.sbrff-cols>.sbrff-card:nth-child(4n+3),.sbrff-steps>.sbrff-card:nth-child(3n+3){--bg:var(--black-2);--fg:var(--cloth-ink);--st:var(--stitch-hi)}
.sbrff-cols>.sbrff-card:nth-child(4n+4){--bg:var(--chambray-2);--fg:var(--black)}
.sbrff-num{display:inline-grid;place-items:center;width:3rem;height:3rem;border-radius:50%;background:var(--stitch);color:#fff;font:700 1.8rem/1 var(--head);margin-bottom:.7rem;box-shadow:0 0 0 3px var(--shirt),0 0 0 5px var(--black);transform:rotate(-7deg)}

.sbrff-steps{display:grid;grid-template-columns:5fr 4fr 5fr;gap:6px;background:var(--black);padding:6px;margin-top:1rem}
.sbrff-steps>.sbrff-card:nth-child(2){margin-top:1.4rem;margin-bottom:-.2rem}
.sbrff-steps>.sbrff-card{padding:1.6rem 1.5rem 1.7rem}
@media (max-width:860px){.sbrff-steps{grid-template-columns:1fr}.sbrff-steps>.sbrff-card:nth-child(2){margin:0}}
.sbrff-learn-list{display:grid;grid-template-columns:repeat(12,1fr);gap:6px;background:var(--black);padding:6px;margin-top:1rem}
.sbrff-learn-list>.sbrff-card:nth-child(1){grid-column:span 7}.sbrff-learn-list>.sbrff-card:nth-child(2){grid-column:span 5}
.sbrff-learn-list>.sbrff-card:nth-child(3){grid-column:span 5}.sbrff-learn-list>.sbrff-card:nth-child(4){grid-column:span 7}
.sbrff-learn-list>.sbrff-card:nth-child(1){--bg:var(--chambray);--fg:var(--black)}
.sbrff-learn-list>.sbrff-card:nth-child(2){--bg:var(--black-2);--fg:var(--cloth-ink);--st:var(--stitch-hi)}
.sbrff-learn-list>.sbrff-card:nth-child(3){--bg:var(--shirt);background:var(--stripe);--fg:var(--black)}
.sbrff-learn-list>.sbrff-card:nth-child(4){--bg:var(--chambray-2);--fg:var(--black)}
@media (max-width:760px){.sbrff-learn-list{grid-template-columns:1fr}.sbrff-learn-list>.sbrff-card{grid-column:1!important}}

/* buttons: sewn-on labels */
.sbrff-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:48px;border:0;padding:.75rem 1.4rem;font:700 1.05rem/1.2 var(--body);cursor:pointer;text-decoration:none;position:relative}
.sbrff-btn--primary{background:var(--stitch);color:#fff;outline:2px dashed rgba(255,255,255,.8);outline-offset:-6px}
.sbrff-btn--primary:hover{background:#D5342A;color:#fff}
.sbrff-btn--ghost{background:var(--shirt);color:var(--black);border:2px solid var(--shirt);outline:2px dashed var(--denim);outline-offset:-6px}
.sbrff-btn--ghost:hover{background:#fff;color:var(--black)}
.sbrff-btn[disabled]{opacity:.7;cursor:progress}

/* quote engine */
.sbrff-panel{padding:2.6rem 0 3rem;background:var(--ground-2);border-block:6px solid var(--black)}
.sbrff-quote{position:relative;background:var(--shirt);border:6px solid var(--black);padding:1.7rem 1.6rem;box-shadow:10px 10px 0 var(--chambray-2)}
.sbrff-quote::before{content:"";position:absolute;inset:6px;border:2px dashed var(--stitch);pointer-events:none}
.sbrff-quote>*{position:relative}
.sbrff-quote h2{font-size:2.3rem}
.sbrff-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem 1.2rem}
@media (max-width:560px){.sbrff-fields{grid-template-columns:1fr}.sbrff-quote{padding:1.3rem 1rem}}
.sbrff-field{display:flex;flex-direction:column;gap:.35rem}
.sbrff-field span{font-size:.95rem;font-weight:700;color:var(--brown)}
.sbrff-field input,.sbrff-field select,.sbrff-field textarea{font:inherit;font-size:1.0625rem;min-height:48px;padding:.65rem .75rem;border:2px solid var(--denim);border-radius:0;background:#fff;color:var(--ink);width:100%}
.sbrff-field input:focus,.sbrff-field select:focus,.sbrff-field textarea:focus{outline:3px solid var(--stitch);outline-offset:1px;border-color:var(--black)}
.sbrff-field--wide{grid-column:1/-1}
.sbrff-seg{display:flex;flex-wrap:wrap;gap:.5rem}
.sbrff-seg label{display:inline-flex;align-items:center;min-height:46px;border:2px solid var(--denim);background:#fff;padding:.45rem .95rem;cursor:pointer;font-size:1rem;color:var(--ink);overflow:hidden}
.sbrff-seg label:hover{background:var(--ground)}
.sbrff-seg input{position:absolute;opacity:0;width:0;height:0}
.sbrff-seg label span{font-weight:600;color:inherit}
.sbrff-seg input:checked+span{background:var(--black);color:#fff;margin:-.45rem -.95rem;padding:.45rem .95rem;display:inline-flex;align-items:center;min-height:42px;outline:2px dashed var(--stitch-hi);outline-offset:-5px}
.sbrff-seg label:has(input:checked){background:var(--black);color:#fff;border-color:var(--black)}
.sbrff-seg input:focus-visible+span{outline:3px solid var(--stitch-hi);outline-offset:-5px}
.sbrff-note{font-size:.92rem;color:var(--brown);margin-top:.7rem}
.sbrff-status{margin-top:.8rem;font-weight:700;min-height:1.4em}
.sbrff-status[data-tone=error]{color:#9A1B12}
.sbrff-results{margin-top:1.4rem}
.sbrff-summary{display:flex;flex-wrap:wrap;gap:.5rem 1.2rem;align-items:baseline;margin-bottom:1rem;font-size:1rem;color:var(--brown);font-weight:600}
.sbrff-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.2rem;align-items:center;border:2px solid var(--black);padding:1rem 1.1rem;margin-bottom:.8rem;background:#fff;color:var(--ink)}
.sbrff-result--best{outline:3px dashed var(--stitch);outline-offset:3px;background:#fff}
.sbrff-result strong{font-family:var(--body);font-weight:700;font-size:1.08rem}
.sbrff-result small{display:block;color:var(--brown);font-size:.9rem}
.sbrff-price{font-family:var(--body);font-size:1.9rem;font-weight:700;text-align:right;line-height:1;color:var(--black)}
.sbrff-price small{display:block;font-size:.8rem;font-weight:700;text-align:right;margin-top:.3rem;color:var(--brown)}
.sbrff-tags{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.4rem}
.sbrff-tag{font-size:.8rem;font-weight:700;padding:.2rem .55rem;background:var(--ground);color:var(--ink);border:1px dashed var(--denim)}
.sbrff-tag--now{background:#F8DAD6;color:#8A180F;border:1px solid #C4271B;font-weight:700}
.sbrff-group{font-size:1.9rem;margin:1.5rem 0 .4rem}
.sbrff-applicant{margin:.2rem 0 1rem}
.sbrff-result .sbrff-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.sbrff-result{grid-template-columns:1fr auto auto}.sbrff-result .sbrff-btn{grid-column:auto}}
.sbrff-disclosure{font-size:.9rem;color:var(--brown);border-top:2px dashed var(--denim);padding-top:.9rem;margin-top:1rem}
details.sbrff-more{margin-top:.5rem;font-size:.92rem}
details.sbrff-more summary{cursor:pointer;color:var(--denim-2);font-weight:700;min-height:44px;display:flex;align-items:center}

/* no-exam highlight */
.sbrff-noexam{background:var(--chambray);border:3px solid var(--black);outline:2px dashed var(--stitch);outline-offset:-9px;padding:1.3rem 1.2rem .6rem;margin:0 0 1.4rem;color:var(--black)}
.sbrff-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;margin-top:0;font-size:1.9rem}
.sbrff-noexam-badge{display:inline-block;background:var(--stitch);color:#fff;font:700 1.2rem/1 var(--head);padding:.4rem .8rem;transform:rotate(-2deg)}
.sbrff-noexam-note{margin-bottom:.9rem;color:var(--black)}
.sbrff-result--noexam{background:#fff}
.sbrff-tag--noexam{background:var(--black);color:#fff;border:1px solid var(--black)}
.sbrff-tag--usually{background:var(--shirt);color:var(--ink);border:1px dashed var(--stitch)}
.sbrff-noexam-note+.sbrff-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:2px dashed var(--black)}

/* tables: a price ledger */
.sbrff-ledger{background:var(--ground-2);border-block:6px solid var(--black)}
.sbrff-table-wrap{overflow-x:auto;border:4px solid var(--black);background:#fff}
.sbrff-table{width:100%;border-collapse:collapse;font-size:1rem;background:#fff;color:var(--ink)}
.sbrff-table th,.sbrff-table td{padding:.8rem .9rem;border-bottom:2px dashed var(--chambray-2);text-align:left}
.sbrff-table th{font-size:.85rem;text-transform:uppercase;letter-spacing:.07em;background:var(--black);color:var(--cloth-ink);border-bottom:4px solid var(--stitch);font-weight:700}
.sbrff-table tbody tr:nth-child(even) td{background:var(--ground)}
.sbrff-table td:nth-child(2){font-weight:700;color:var(--black)}

/* why */
.sbrff-why{background:var(--black);color:var(--cloth-ink);background-image:none}
.sbrff-why-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:2.2rem;align-items:center}
@media (max-width:860px){.sbrff-why-grid{grid-template-columns:1fr}.sbrff-why .art-block{max-width:220px;justify-self:start}}
.sbrff-why h2,.sbrff-why h3,.sbrff-why p,.sbrff-why a{color:var(--cloth-ink)}
.sbrff-why .sbrff-eyebrow{color:var(--chambray)}
.sbrff-why a{text-decoration-color:var(--stitch-hi)}
.sbrff-why a:hover{color:#fff;text-decoration-style:dashed}
.sbrff-why-text p{max-width:62ch}

/* articles and faq */
.sbrff-article{max-width:var(--measure);margin-inline:auto}
.sbrff-article figure{margin:0 0 1.5rem}
.sbrff-article figcaption{font-size:.92rem;color:var(--brown);margin-top:.5rem}
.sbrff-article img{border:6px solid var(--shirt);box-shadow:0 0 0 2px var(--black)}
.sbrff-article h2{margin-top:1.4em}
.sbrff-calc{margin:1.4rem 0}
.sbrff-calc output{font-family:var(--head);font-size:2.6rem;font-weight:700;display:block;margin-top:.6rem;line-height:1}
.sbrff-sources{font-size:.95rem;border-top:3px dashed var(--stitch);padding-top:1rem;margin-top:2rem}.sbrff-sources ol{padding-left:1.3rem}
.sbrff-faq details{border-bottom:2px dashed var(--chambray-2);padding:.5rem 0}
.sbrff-faq summary{cursor:pointer;font-family:var(--head);font-weight:700;font-size:1.6rem;line-height:1.15;min-height:48px;display:flex;align-items:center;padding:.3rem 0;color:var(--black)}
.sbrff-faq summary:hover{color:var(--stitch-ink)}
.sbrff-faq details[open] summary{color:var(--stitch-ink)}
.sbrff-faq details p{margin-top:.2rem}

/* footer: a black backing patch */
.sbrff-foot{background:var(--black);color:var(--cloth-ink-2);padding:2.6rem 0;font-size:.97rem;border-top:6px solid var(--stitch)}
.sbrff-foot-grid{display:grid;gap:1.6rem;grid-template-columns:2fr 1fr 1fr}
@media (max-width:700px){.sbrff-foot-grid{grid-template-columns:1fr}}
.sbrff-foot a{color:var(--cloth-ink)}
.sbrff-foot a:hover{color:#fff}
.sbrff-foot .sbrff-brand{color:var(--cloth-ink)}
.sbrff-foot strong{display:block;font:700 1.6rem/1.1 var(--head);color:var(--cloth-ink);margin-bottom:.5rem}
.sbrff-foot nav a{display:flex;align-items:center;min-height:44px;margin:0}
.sbrff-foot p{max-width:62ch}

.sbrff-apply-shell{background:#fff;border:6px solid var(--black);padding:1rem;min-height:600px}
.sbrff-apply-shell iframe{width:100%;border:0}

/* gutters inside coloured bands */
.sbrff-wx,.sbrff-section,.sbrff-sec,.sbrff-panel,.sbrff-hero,.sbrff-foot,.sbrff-head{padding-left:12px;padding-right:12px}
.sbrff-wx{padding-top:.6rem;padding-bottom:.6rem}
.sbrff-table-wrap{padding:6px}

[data-reveal]{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media print{.sbrff-head,.sbrff-wx{display:none}}